M-Ledger: Then and Now
M-Ledger was an app designed to help you track your M-PESA transactions. It was birthed in 2013 during Safaricom's Appwhiz challenge, and ended up being so popular, it was absorbed into the main company, where it would find a natural home.
In 2020, you could no longer the download Safaricom M-ledger app for Android from the Play Store.
What was Safaricom M-Ledger?
The Safaricom M-ledger app features included categorizing, tracking, filtering and finding categories by their paybill numbers.
Before the M-PESA app, and the mySafaricom app, the only way to interact with M-PESA was the sim toolkit. M-ledger allowed users to visualise transactions by category, by sender and receiver.
For the time, it was really quite a revolution.
Why was the M-ledger app popular?
M-ledger was loved for its simplicity and accuracy.
What Happened to the Safaricom M-Ledger App?
It was sunset in 2020
The M-Ledger app was shut down to be absorbed into the mySafaricom app, with the promise of integrating the functionality into the new app. Thanks to the magic of the internet, the m-ledger app apk is still available for download, but it's stuck in time.
However, the new app never managed to capture the kind of value add that M-Ledger offered. No spending graphs, no filtering, no categorization. It was a big step back.
What's a Good M-Ledger Replacement
Kiihela is your mpesa ledger, the ultimate replacement for the Safaricom M-Ledger app.
It provides a platform for personal finance management and learning in Kenya. Our goal is to provide you with a clear path towards financial growth.
Some of our current and future planned features include:
- Automatically syncing with M-PESA messages
- Expense management and budgeting
- Automate transaction categorization
- Customising transaction categories
- Automating transaction categorisation
- Build detailed financial insights
- Add non-MPESA transactions e.g. cash, cards, and bank transfers
- Automated receipt tracking and item categorisation
- Export to Excel, CSV, PDF and more
- Access to own data through API
- A range of useful charting tools. e.g. summarising daily, weekly, and monthly spending by category, by account, by date, and by recipient.
- Review daily spending by category, by account, and by date